Millionday [they talk about companies coming in for investment and getting loans and all but my question is can they do any of this without a rate change?] THEY CAN DO THIS WHEN THE IRAQI LAW ALLOWS IT WITHIN THE INVESTMENT LAW — THE RATE WOULD BE A CHOICE ON BOTH SIDES. [do the smart cards have to be international for them to work and Does the RV have to wait on the Smart cards?] THE SMART CARDS ARE REPORTED TO BE GLOBAL AND THROUGH MASTERCARD — HOW THEY WILL DO THIS TOOK MANY MORE EXPERTS THAN WE HAVE SO I WILL KEEP EYE OPEN ON INK FOR US AND WONT GUESS… [are they loaded?] NOT THAT I AM AWARE OF — THEY REPORTED BUILDINGS THAT ARE SPREAD OUT AROUND IRAQ TO ALLOW PEOPLE TO PICK THEM UP BUT HAVE NOT SEEN ACTIVATED AND USABLE IN ANY REPORT EXCEPT MILITARY A LONG TIME AGO.